Tips For Filing Car Accident Claims

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Most people will have to deal with car accident claims at least once in their life. When a serious accident has occurred, it can be overwhelming trying to seek fair compensation from the insurance adjuster. With this information, injured victims will have an easier time pursuing their claim.

How to Get Started

The first step a person should take is filing a claim with their own insurance company. The victim’s insurance company will sometimes pay for a portion of their medical bills. They will also cover damages if the at-fault driver did not have insurance.

If the at-fault driver’s insurance company does not contact the victim, the victim should seek them to file a claim. This will begin the investigation into the accident so the insurance company can determine if the driver was truly at fault.

The insurance adjuster will ask a person to give a detailed statement on how the accident occurred and their injuries. It is important to note, the information provided to the insurance company can sometimes be used against a victim so it is important a person is careful in the information they provide and how they answer questions asked of them by the insurance adjuster.

Hiring a Lawyer Can Be Helpful

A simple fender bender may not require the services of a lawyer but sometimes, legal help is necessary. Even if a person wants to avoid court, hiring a lawyer can help them. The lawyer will aggressively pursue a fair settlement from the insurance company and if they refuse to be fair, the lawyer will help their client pursue a lawsuit.

According to Mich. Comp. Laws § 600.5805(10), Michigan residents have three years from the date of their car accident to file a lawsuit. Meeting with a lawyer early in the process will keep a person on schedule so they can avoid issues regarding the statute of limitations.

If you have been injured in a serious car accident, the at-fault driver owes you compensation. Getting help from a lawyer will protect your rights and help you in the process of pursuing a fair outcome. Call today for your appointment.